Financie

Kalkulačka návratnosti investícií (ROI)

ROI Calculator

Initial Investment

Final Value

Years held

yrs

For CAGR

What is ROI Calculator?

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Return on Investment (ROI) measures the efficiency of an investment as a percentage gain or loss relative to cost. It is used to compare profitability across different investments, regardless of size.

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How to ROI Calculator

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1ROI = (Net Gain / Cost of Investment) × 100%
2Net Gain = Final Value − Initial Cost
3Annualized ROI = ((1 + ROI)^(1/years) − 1) × 100%
4ROI does not account for the time value of money unless annualized

Worked Examples

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Example 1

Given:Bought $10,000 stock, sold for $13,500 after 2 years

Výsledok:ROI = 35%, Annualized = 16.2%

Example 2

Given:Invested $5,000 in education, earned $15,000 more/yr

Výsledok:ROI = 300% per year

Human capital ROI

Typical ROI Benchmarks

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Investment Type	Avg Annual ROI	Risk Level
S&P 500 (long-term)	10–11%	Medium
Real estate	8–12%	Medium
High-yield savings	4–5%	Very low
Small business	15–30%	High
Education/skills	10–20%+	Low
Crypto (varies wildly)	Unpredictable	Very high

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Pro Tip

Always compare annualized ROI when investments have different durations. A 50% return over 10 years is actually only 4.1% per year — less impressive than a 3-year 30% return (9.1%/yr).

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Did you know?

Warren Buffett has achieved an annualized ROI of roughly 20% over 55+ years — turning $10,000 into over $270 million. The S&P 500 over the same period returned about 10% annually.

References

›Return on investment — Wikipedia

Len na informačné účely. Tento nástroj nepredstavuje finančné poradenstvo. Pred investičnými alebo finančnými rozhodnutiami sa poraďte s kvalifikovaným finančným poradcom.

Deep Dive

Read the full guide on how to use this calculator effectively

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