如何计算Wealth Gap Visualizer
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The Wealth Gap Visualizer shows where your income and net worth fall on national and global percentile charts, plus how many years at current growth you'd need to reach the top 1%. Uses Federal Reserve SCF data for US percentiles. Median US household income ~$74k, net worth ~$192k; top 1% income ~$650k, net worth ~$11M.
公式
Percentile = lookup(income/wealth) in distribution table
- I
- Income ($/year) — Annual income
分步指南
- 1Enter annual income
- 2Enter net worth
- 3Select country/region
- 4Calculator outputs income percentile, wealth percentile, vs median, years to top 1%
例题解析
输入
$120k income, $250k net worth, US
结果
~80th income, ~55th wealth percentile
常见错误注意事项
- ✕Conflating income with wealth (high-earner ≠ rich)
- ✕Comparing to social media rather than actual data
常见问题
Why are wealth percentiles so different from income?
Wealth compounds — top wealth tiers reflect inheritance, equity, and time. Many high earners have modest wealth if they spend most of what they make.
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