如何计算Retirement Income Gap
learn.whatIsHeading
Calculates the retirement savings shortfall or surplus between projected needs and available resources.
公式
Gap = Total Retirement Needs - (Savings + Social Security + Pensions)
分步指南
- 1Estimate annual retirement expenses
- 2Input years in retirement
- 3Account for inflation and investment returns
例题解析
输入
$60k annual need, 30 years, 3% inflation, $500k saved, 4% withdrawal
结果
Gap analysis shows adequate/shortfall
Comprehensive retirement planning
常见错误注意事项
- ✕Not adjusting expenses for inflation
- ✕Overestimating safe withdrawal rates
准备好计算了吗？尝试免费的 Retirement Income Gap 计算器
自己尝试一下 →