如何计算Net Worth
learn.whatIsHeading
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive snapshot of personal or business financial health at a single point in time.
分步指南
- 1List all assets: cash, investments, property, vehicles, valuables
- 2List all liabilities: mortgages, loans, credit card balances, taxes owed
- 3Sum each category separately
- 4Net worth = Total assets − Total liabilities
例题解析
输入
Assets $350,000 · Liabilities $180,000
结果
$170,000 net worth
Positive net worth — assets exceed debts
输入
Assets $80,000 · Liabilities $95,000
结果
−$15,000 net worth
Negative net worth — common early in career