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Compound Interest کا حساب کیسے لگائیں

Compound Interest کیا ہے؟

Compound interest calculates interest on both the initial principal and the previously accumulated interest. Unlike simple interest (which only grows on the principal), compound interest grows exponentially — your interest earns interest. Einstein reportedly called it "the eighth wonder of the world."

مرحلہ وار گائیڈ

  1. 1Start with your principal amount P
  2. 2Determine the annual rate r and how often it compounds (n times per year)
  3. 3Apply the formula: A = P(1 + r/n)^(nt)
  4. 4The difference A − P is the total interest earned

حل شدہ مثالیں

ان پٹ
$1,000 at 5% for 10 years (annual)
نتیجہ
$1,628.89
1000(1.05)¹⁰ — earned $628.89 interest
ان پٹ
$1,000 at 5% for 10 years (monthly)
نتیجہ
$1,647.01
Monthly compounding earns $18.12 more
ان پٹ
$5,000 at 7% for 20 years (annual)
نتیجہ
$19,348.42
Nearly 4× the initial investment
ان پٹ
$100/month for 30 years at 8%
نتیجہ
$149,035.94
Total invested: $36,000. Interest: $113,035

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