Pananalapi

Tagapalit ng APR sa APY

Ano ang APR to APY Converter?

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APR (annual percentage rate) and APY (annual percentage yield) differ because APY accounts for compounding. APY is always higher and shows the true return on savings or cost of credit.

DigiCalcs delivers precision-engineered tools for engineers and STEM professionals.

Pormula

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f(x)APY = (1 + APR/n)ⁿ - 1, where n is compounding frequency per year

Paano APR to APY Converter

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1Enter APR as a decimal
2Select compounding frequency (daily, monthly, quarterly, annual)
3Calculate APY using the formula

Mga Nalutas na Halimbawa

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Halimbawa 1

Ibinigay:APR = 5%, daily compounding

Resulta:APY ≈ 5.127%

(1 + 0.05/365)³⁶⁵ - 1

Mga Karaniwang Mali na Dapat Iwasan

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!Treating APR and APY as equivalent
!Wrong compounding frequency

Mga Sanggunian

›Apr To Apy Calc — Wikipedia

📖Kahirapan:Katamtaman

Para sa layunin ng impormasyon lamang. Ang tool na ito ay hindi bumubuo ng financial na payo. Kumonsulta sa isang kwalipikadong financial adviser bago gumawa ng mga desisyon sa pamumuhunan o pinansiyal.

Deep Dive

Read the full guide on how to use this calculator effectively

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Accuracy-checked

Reviewed October 2026