Finance & Money Calculators — Complete Guide
Money decisions are easier with the right numbers. Whether you're calculating mortgage payments, planning retirement, or figuring out your tax bill, our finance calculators give you instant, accurate answers. Browse every tool by category below.
1019+ vikokotoo katika mwongozo huu
Yaliyomo
- 1. Loan & Mortgage
- 2. Interest & APR
- 3. Investing
- 4. Sales & Tax
- 5. Retirement
- 6. Financial Ratios
- 7. Depreciation
- 8. Money, Pay & Tax
- 9. Business Finance
- 10. Investing
- 11. Insurance
- 12. Tax Calculators
- 13. Real Estate
- 14. Advanced Finance
- 15. Business & HR
- 16. Legal & Tax
- 17. Personal Finance Extended
- 18. Real Estate & Investing
- 19. India Finance Calculators
- 20. UK Finance Calculators
- 21. Canada Finance Calculators
- 22. Australia Finance Calculators
- 23. Germany Finance Calculators
- 24. UAE & Middle East Finance
- 25. Singapore Finance Calculators
- 26. Brazil Finance Calculators
- 27. Japan Finance Calculators
- 28. South Korea Finance Calculators
- 29. South Africa Finance Calculators
- 30. New Zealand Finance Calculators
- 31. Social Security & Government Benefits
- 32. State Paycheck Calculators
- 33. Miongozo & Makala Husika
Loan & Mortgage
Tazama zote →Loan payments, mortgages and amortization. Instant result with amortization table, formula and chart. Free financial calculator.
Loan Calculator
Monthly payment, total cost and interest. Instant result with breakdown, formula and payme
Simple Loan Calculator
Calculate monthly payments and total interest on a basic fixed-rate loan. Instant result w
Advanced Loan Calculator
Detailed loan analysis with full breakdown. Instant result with breakdown, formula and pay
Loan Repayment Calculator
Calculate monthly loan repayments for any amount, rate, and term. Enter your loan details
How Much Can I Borrow?
Max loan based on income and expenses. Instant result with breakdown, formula and payment
EMI Loan Calculator
Calculate EMI Loan quickly and accurately. Enter your values — see the result with the for
Amortization Schedule
Full payment schedule with principal/interest split. Instant result with amortization tabl
Student Loan Calculator
Monthly payment, total cost and grace period interest. Instant result with breakdown, form
Budget Calculator
Plan your monthly budget with the 50/30/20 rule. Instant result with breakdown, formula an
Debt Payoff Calculator
Avalanche vs snowball debt payoff strategies. Instant result with amortization table, form
Debt Consolidation Calculator
Compare consolidated loan vs current debts. Instant result with amortization table, formul
Social Security Calculator
Estimate your US Social Security retirement benefit. Enter earnings history and retirement
Interest & APR
Tazama zote →Simple and compound interest, APR and rates. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Simple Interest Calculator
Calculate I = Prt and A = P(1 + rt). Instant result with amortization table, formula and c
Compound Interest
Calculate compound interest with any frequency. Instant result with amortization table, fo
APR Calculator
Annual Percentage Rate calculation. Instant result with amortization table, formula and ch
Effective Annual Rate
Calculate the Effective Annual Rate (EAR) from nominal rate and compounding frequency. Ent
Effective Interest Rate
Convert nominal to effective rate. Instant result with breakdown, formula and payment sche
Nominal Interest Rate
Calculate nominal interest rate. Instant result with breakdown, formula and payment schedu
Periodic Interest Rate
Convert annual rate to periodic rate. Instant result with breakdown, formula and payment s
Daily Interest Calculator
Calculate interest for daily compounding periods. Enter principal, annual rate, and days —
Monthly Interest Calculator
Calculate interest for monthly compounding periods. Enter principal, annual rate, and mont
APR to APY Converter
Convert APR to APY for accurate return comparison. Enter APR and compounding frequency — s
Daily Compound Interest Calculator
Calculate compound interest on a daily basis. Enter principal, annual rate, and period — s
Rule of 114 Calculator
Find how many years to triple your money. Enter your interest rate — see years to triple u
Investing
Tazama zote →ROI, CAGR, savings and investment growth. Instant result with amortization table, formula and chart. Free financial calculator.
ROI Calculator
Calculate Return on Investment for any investment. Enter cost and return — see ROI %, annu
CAGR Calculator
Calculate compound annual growth rate for any investment. Enter start value, end value, an
Savings Calculator
Project savings with regular contributions over time. Enter initial amount, monthly contri
401(k) Calculator
Project your 401k balance with employer match included. Enter salary, contribution %, matc
Roth IRA Calculator
Project tax-free Roth IRA growth over time. Enter annual contribution, rate, and years — s
Retirement Savings
Estimate retirement corpus needed. Instant result with amortization table, formula and cha
Future Value Calculator
Calculate the future value of any investment. Enter PV, rate, and periods — see FV with co
Present Value Calculator
Calculate the present value of any future amount. Enter FV, rate, and periods — see PV wit
Rule of 72 Calculator
Find how long to double your investment using the Rule of 72. Enter your interest rate — s
Bond Calculator
Bond price, current yield and YTM. Instant result with amortization table, formula and cha
Average Return Calculator
Calculate CAGR and total return on any investment. Enter start value, end value, and years
Commission Calculator
Calculate sales commission and total earnings. Enter base salary, commission rate, and sal
Sales & Tax
Tazama zote →Price, profit, margins and tax calculators. Instant result with breakdown, formula and payment schedule. Free financial calculator.
VAT Calculator
Add or remove VAT (Value Added Tax). Instant result with breakdown, formula and payment sc
Reverse Sales Tax
Find pre-tax price from final amount. Instant result with breakdown, formula and payment s
Margin Calculator
Calculate profit margin from cost and selling price. Enter your figures — see gross margin
Markup Calculator
Calculate markup from cost to price. Instant result with amortization table, formula and c
Profit Calculator
Revenue, cost and profit analysis. Instant result with amortization table, formula and cha
Profit Margin Calculator
Calculate Profit Margin quickly and accurately. Enter your values — see the result with th
Sale Price Calculator
Calculate sale price after any discount. Enter original price and discount percentage — se
Selling Price Calculator
Set the selling price to achieve your target gross margin. Enter cost and desired margin —
Inflation Calculator
Adjust values for inflation over time. Instant result with amortization table, formula and
COGS Calculator
Calculate Cost of Goods Sold. Enter beginning inventory, purchases, and ending inventory —
Contribution Margin Calculator
Calculate contribution margin per unit and CM ratio. Instant result with amortization tabl
Burn Rate Calculator
Calculate startup monthly burn rate and runway. Enter expenses and cash balance — see mont
Retirement
Tazama zote →Retirement planning and pension tools. Instant result with amortization table, formula and chart. Free financial calculator.
Present Value of Annuity
Calculate the present value of a series of fixed annuity payments. Instant result with amo
Future Value of Annuity
Calculate the future value of an annuity. Enter payment amount, interest rate, and periods
Deferred Annuity Calculator
Calculate the present or future value of a deferred annuity. Enter payment, rate, deferral
Backdoor Roth Calculator
Calculate tax savings from the backdoor Roth IRA strategy. Enter income, tax rate, and con
HSA Investment Calculator
Triple tax advantage of health savings account investing. Instant result with amortization
Sequence of Returns Calculator
Model retirement portfolio impact of return order risk. Enter returns and withdrawals — se
Retirement Bucket Strategy
Plan a three-bucket retirement income strategy. Enter balances and withdrawal needs — see
Geographic Arbitrage Calculator
Financial benefit of moving to a lower cost-of-living area. Full formula with variable leg
Retirement Withdrawal Tax Calculator
Tax owed on retirement account withdrawals. Instant result with breakdown, formula and pay
Roth Conversion Calculator
Calculate optimal Roth IRA conversion and long-term tax savings. Enter traditional balance
SEP-IRA Calculator
Calculate SEP-IRA contributions and tax savings for self-employed. Enter net self-employme
Solo 401k Calculator
Calculate maximum solo 401k contributions for self-employed. Enter net income — see employ
Financial Ratios
Tazama zote →Current ratio, quick ratio, P/E, EPS, and all key financial ratios. Enter your financials — see every ratio with industry benchmark comparison. Free.
Debt Ratios Calculator
Debt-to-equity and leverage ratios. Instant result with amortization table, formula and ch
Liquidity Ratios
Current ratio, quick ratio, cash ratio and working capital. Enter current assets and liabi
Operations Ratios
Inventory turnover, asset turnover, and operational efficiency ratios. Enter your financia
Profitability Ratios
Calculate ROE, ROA, and EBITDA profit margins from financial statements. Instant result wi
Stock Ratios Calculator
P/E ratio, EPS, dividend yield, and equity valuation metrics. Enter price and earnings dat
Current Ratio Calculator
Calculate short-term liquidity with the current ratio. Enter current assets and current li
Quick Ratio Calculator
Calculate immediate liquidity excluding inventory. Enter liquid assets and current liabili
Interest Coverage Ratio Calculator
Calculate ability to cover interest on debt. Enter EBIT and interest expense — see coverag
Earnings Per Share Calculator
Calculate earnings per share (EPS). Enter net income and weighted shares outstanding — see
Price Earnings Ratio Calculator
Calculate the P/E ratio for any stock. Enter stock price and EPS — see P/E with growth-adj
Dividend Reinvestment Calculator
Model long-term compounding from reinvested dividends. Enter shares, DPS, yield growth, an
Depreciation
Tazama zote →Asset depreciation schedules and methods. Instant result with amortization table, formula and chart. Free financial calculator.
Straight Line Depreciation
Calculate straight-line depreciation for any asset. Enter cost, salvage value, and useful
Double Declining Balance
Calculate accelerated depreciation using double-declining balance. Enter asset cost, life,
Sum of Years Digits
Calculate sum-of-years-digits depreciation. Enter asset cost, useful life, and salvage val
Units of Production
Calculate depreciation based on usage or production. Enter cost, salvage, total units, and
Real Estate Depreciation
Calculate annual property depreciation using straight-line or MACRS method. Instant result
Money, Pay & Tax
Tazama zote →Salary, payroll and tax calculations. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Salary to Hourly
Convert annual salary to hourly wage. Instant result with amortization table, formula and
Hourly to Salary
Convert hourly rate to annual salary. Instant result with amortization table, formula and
Gross Pay Calculator
Calculate gross pay from hourly rate or salary. Enter hours, overtime, and pay rate — see
Time Card Calculator
Calculate weekly work hours and gross pay from timesheet data. Enter daily clock-in and cl
Tax Estimator
Estimate federal income tax liability. Instant result with breakdown, formula and payment
Salary Inflation Calculator
Adjust salary for inflation changes. Instant result with amortization table, formula and c
Money Counter
Count mixed bills and coins to calculate total amount. Enter counts for each denomination
Salary Increase Calculator
Calculate new salary after a percentage or fixed amount raise. Enter current salary and ra
Freelance Hourly Rate Calculator
Calculate the hourly rate needed to achieve your target annual income. Enter desired incom
Overtime Pay Calculator
Calculate gross pay including overtime at 1.5× or 2× rate. Enter hours, rate, and OT hours
Tip Split Calculator
Divide tips among team members equally or by role. Enter total tips and team distribution
Dutch Treat Split Calculator
Split a restaurant or bar bill equally among diners. Enter total bill, tax, and tip — see
Business Finance
Tazama zote →FIRE Calculator
FIRE number, savings rate, and financial independence tools. Enter your income and expense
Dividend Calculator
Calculate annual dividend income from your stock portfolio. Enter shares and dividend per
Car Depreciation Calculator
Calculate car depreciation over any period. Enter purchase price, age, and mileage — see c
Car Lease Calculator
Estimate monthly car lease payment for any vehicle. Enter cap cost, residual, money factor
Freelance Rate Calculator
Calculate what hourly rate to charge as a freelancer. Enter target income, hours, and over
Customer LTV Calculator
Calculate lifetime value of an average customer. Enter average order, purchase frequency,
Customer Acquisition Cost
Calculate cost to acquire each new customer. Enter marketing spend and new customers — see
FTE Calculator
Calculate full-time equivalent headcount from part-time staff. Enter hours per employee —
Employee Cost Calculator
Calculate total employer cost per employee including benefits. Enter salary and benefit co
CPM and CPC Calculator
Calculate CPM and CPC for advertising campaigns. Enter impressions, clicks, and spend — se
A/B Test Calculator
Calculate statistical significance for A/B split tests. Enter conversion rates and sample
Marketing ROI Calculator
Return on investment for marketing campaigns. Instant result with amortization table, form
Investing
Tazama zote →DCA Calculator
Dollar-cost averaging, compound interest, and investment return simulators. Enter your inv
Bond Yield Calculator
Yield to maturity and current yield of a bond. Instant result with amortization table, for
Real Return Calculator
Calculate investment return adjusted for inflation. Enter nominal return and inflation rat
Wealth Calculator
Project future wealth from your savings rate and investment returns. Enter income, savings
Portfolio Rebalancing
Calculate trades needed to rebalance your investment portfolio. Enter holdings and target
Safe Withdrawal Rate
Calculate a sustainable withdrawal rate from your retirement portfolio. Enter balance and
ISA Calculator
Project Stocks and Shares ISA growth for UK investors. Enter annual contribution and retur
Crypto Profit Calculator
Profit and loss from cryptocurrency trades. Instant result with amortization table, formul
Pension Calculator
UK workplace pension growth projector. Instant result with amortization table, formula and
Debt Snowball Calculator
Pay off debts smallest balance first. Instant result with amortization table, formula and
Debt Avalanche Calculator
Pay off debts highest interest rate first. Instant result with amortization table, formula
PayPal Fee Calculator
Calculate PayPal transaction fees for any payment. Enter the amount and transaction type —
Insurance
Tazama zote →Life Insurance Calculator
How much life, health, and property insurance coverage you need. Enter your details — see
Income Protection Calculator
Monthly benefit needed if unable to work. Instant result with amortization table, formula
Health Insurance Cost
Estimate health insurance costs and compare plan types. Enter age, location, and coverage
Car Insurance Calculator
Estimate factors affecting your car insurance premium. Enter vehicle, age, and driving his
Home Insurance Calculator
Estimate home insurance premium for any property. Enter rebuild value, location, and featu
Critical Illness Cover
Calculate critical illness cover amount you need. Enter income, debts, and treatment costs
Disability Insurance Calculator
Calculate monthly benefit and elimination period cost for disability insurance. Enter inco
Umbrella Insurance Calculator
Calculate how much umbrella insurance to protect your assets. Enter net worth and risk pro
Term vs Whole Life Calculator
Compare term life vs whole life insurance policies. Enter age, coverage, and premiums — se
Flood Insurance Cost Calculator
Estimate NFIP flood insurance premium by flood zone. Enter property details and flood zone
Renters Insurance Calculator
Estimate renters insurance cost and coverage needs. Enter personal property value and loca
Pet Insurance Value Calculator
Is pet insurance worth the monthly premium?. Based on veterinary guidelines. Instant resul
Tax Calculators
Tazama zote →UK Income Tax Calculator
UK income tax and National Insurance calculator. Instant result with amortization table, f
US Income Tax Calculator
US federal income tax for any filing status. Instant result with amortization table, formu
Capital Gains Tax Calculator
CGT on property and investment gains UK. Instant result with breakdown, formula and paymen
Inheritance Tax Calculator
UK inheritance tax on estate value. Instant result with breakdown, formula and payment sch
Dividend Tax Calculator
Tax on dividend income above allowance. Instant result with breakdown, formula and payment
Self-Employment Tax
National Insurance for self-employed UK. Instant result with breakdown, formula and paymen
VAT Return Calculator
VAT amount on any goods or services. Instant result with breakdown, formula and payment sc
Council Tax Calculator
Estimate UK council tax by band and region. Instant result with breakdown, formula and pay
Self Employed Tax Calculator
Income tax and NI for self-employed UK. Instant result with breakdown, formula and payment
Corporation Tax Calculator
UK corporation tax with small profits rate and marginal relief. Instant result with breakd
Stamp Duty Calculator
Calculate UK Stamp Duty Land Tax on property purchases. Enter purchase price and buyer typ
National Insurance Calculator
Calculate UK employee and employer National Insurance contributions. Enter annual salary —
Real Estate
Tazama zote →Rental Yield Calculator
Gross and net rental yield on a property investment. Instant result with amortization tabl
Property ROI Calculator
Return on investment from buy-to-let property. Instant result with amortization table, for
Loan-to-Value Calculator
Calculate loan-to-value ratio for mortgage applications. Enter property value and loan amo
Remortgage Calculator
Savings from switching to a new mortgage deal. Instant result with amortization table, for
Buy-to-Let Calculator
Calculate rental income projections and buy-to-let mortgage affordability. Enter property
House Price Growth
Project property value after historical growth rates. Enter current value and growth rate
DSCR Calculator
Calculate debt service coverage ratio for rental properties. Enter NOI and debt service —
ARV Calculator
Estimate after-repair value for fix-and-flip investing. Enter current value and improvemen
House Flip Profit
Estimate profit potential on fix-and-flip projects. Enter purchase, rehab, hold, and selli
NOI Calculator
Calculate net operating income for commercial real estate. Enter gross income and operatin
Gross Rent Multiplier
Quick property valuation metric for landlords. Quick calculation with worked example and f
Seller Net Proceeds
Calculate how much you keep after selling your home. Enter sale price, mortgage, and closi
Advanced Finance
Tazama zote →Options Black Scholes Calculator
Options pricing, WACC, CAPM, and advanced financial modelling. Enter your parameters — see
Bond Yield Calculator
Professional bond yield and analysis. Instant result with amortization table, formula and
Bond Duration Calculator
Professional bond duration and analysis. Instant result with amortization table, formula a
Bond Convexity Calculator
Professional bond convexity and analysis. Instant result with amortization table, formula
Dividend Discount Calculator
Professional dividend discount and analysis. Quick calculation with worked example and for
Free Cash Flow Calculator
Calculate free cash flow from operating cash flow and capex. Enter OCF and capital expendi
W A C C Calculator
Calculate weighted average cost of capital. Enter equity/debt weights, cost of equity, and
C A P M Calculator
Calculate expected return using the Capital Asset Pricing Model. Enter risk-free rate, bet
Sharpe Ratio Calculator
Calculate the Sharpe ratio for risk-adjusted performance. Enter portfolio return, risk-fre
Beta Calculator
Calculate portfolio beta to measure systematic market risk. Enter asset returns and market
Va R Calculator
Calculate Value at Risk for portfolio risk management. Enter portfolio value, volatility,
Monte Carlo Retirement Calculator
Professional monte carlo retirement and analysis. Instant result with amortization table,
Business & HR
Tazama zote →Customer Lifetime Value Calculator
Calculate customer lifetime value for your business. Enter average order value, frequency,
L T Vto C A C Ratio Calculator
Calculate the LTV:CAC ratio for business health. Enter customer lifetime value and acquisi
Monthly Recurring Revenue Calculator
Calculate monthly recurring revenue for subscription businesses. Enter subscribers and ARP
Annual Recurring Revenue Calculator
Calculate annual recurring revenue for SaaS businesses. Enter MRR or contract values — see
Revenue Per Employee Calculator
Calculate revenue per employee as an efficiency metric. Enter total revenue and headcount
Employee Turnover Calculator
Calculate employee turnover rate and cost impact. Enter headcount and departures — see tur
Cost Per Hire Calculator
Calculate the true cost per hire. Enter recruiting, onboarding, and lost productivity cost
Time To Fill Calculator
Calculate average time to fill open positions. Enter vacancy dates and fill dates — see av
Absenteeism Rate Calculator
Calculate employee absenteeism rate and cost. Enter days absent and total working days — s
Productivity Rate Calculator
Calculate employee productivity rate from output and hours. Enter output metric and hours
Overtime Cost Calculator
Calculate total overtime cost for your workforce. Enter regular hours, OT hours, and wage
Benefits Cost Calculator
Calculate benefits as a percentage of total compensation. Enter salary and benefits value
Legal & Tax
Tazama zote →Billable Hours Calculator
Billable hours, contingency fees, and legal cost calculators. Enter your case details — se
Contingency Fee Calculator
Calculate attorney contingency fee from case settlement. Enter settlement amount and fee p
Court Cost Calculator
Estimate total court costs for legal proceedings. Enter case type and jurisdiction — see f
Child Support Calculator
Estimate child support payments using your state's formula. Enter income and custody arran
Alimony Calculator
Estimate alimony payments based on marriage length and income. Enter incomes and duration
Property Division Calculator
Calculate equitable property division in divorce. Enter marital assets and debts — see 50/
Damages Calculator
Calculate damages for personal injury or breach of contract. Enter losses and multiplier —
Settlement Calculator
Calculate settlement value using expected value analysis. Enter probabilities and amounts
Statute Of Limitations Calculator
Check statute of limitations deadlines by jurisdiction and case type. Enter state and clai
Interest On Judgment Calculator
Professional interest on judgment and analysis. Instant result with breakdown, formula and
Estate Tax Calculator
Professional estate tax and analysis. Instant result with breakdown, formula and payment s
Gift Tax Calculator
Professional gift tax and analysis. Instant result with breakdown, formula and payment sch
Personal Finance Extended
Tazama zote →Percent Change Calculator
Calculate percentage change between two values. Enter the original and new value — see the
Percent Of Calculator
Find what percentage one number is of another. Enter the part and whole — get the percenta
What Percent Calculator
Calculate what percent a number is of another. Enter part and total — see the percentage,
Markup Percent Calculator
Professional markup percent and analysis. Instant result with amortization table, formula
Discount Percent Calculator
Professional discount percent and analysis. Quick calculation with worked example and form
Tip Split Calculator
Calculate Tip Split quickly and accurately. Enter your values — see the result with the fo
Loan Compare Calculator
Professional loan compare and analysis. Instant result with breakdown, formula and payment
Early Payoff Calculator
Calculate savings from early loan payoff. Enter balance, rate, and extra payment — see pay
Biweekly Mortgage Calculator
Professional biweekly mortgage and analysis. Instant result with amortization table, formu
Rent Affordability Calculator
Calculate the maximum affordable rent based on income. Enter gross income — see 30% rule l
Down Payment Calculator
Professional down payment and analysis. Instant result with breakdown, formula and payment
Closing Cost Buyer Calculator
Estimate buyer's closing costs for a home purchase. Enter purchase price and location — se
Real Estate & Investing
Tazama zote →Cap Rate Calculator
Cap rate, cash-on-cash return, and rental property analysis. Enter purchase price and inco
Cash On Cash Calculator
Calculate cash-on-cash return on a real estate investment. Enter annual cash flow and tota
Gross Rent Multiplier Calculator
Calculate gross rent multiplier to value rental properties. Enter purchase price and annua
N O I Calculator
Calculate net operating income for a rental property. Enter gross income and operating exp
Debt Service Coverage Calculator
Professional debt service coverage and analysis. Instant result with amortization table, f
Loan To Value Calculator
Professional loan to value and analysis. Instant result with breakdown, formula and paymen
Closing Cost Calculator
Estimate real estate closing costs for buyer and seller. Enter sale price and location — s
Rental Yield Calculator
Professional rental yield and analysis. Instant result with amortization table, formula an
Vacancy Rate Calculator
Calculate rental vacancy rate and its impact on yield. Enter units and vacant count — see
Property Appreciation Calculator
Project property value with historical appreciation rates. Enter current value, rate, and
Flip Profit Calculator
Professional flip profit and analysis. Instant result with amortization table, formula and
Wholesale Calculator
Calculate maximum allowable offer for wholesale real estate. Enter ARV, rehab cost, and de
India Finance Calculators
Tazama zote →India-specific financial calculators for income tax, investments, and retirement planning including PPF, NPS, EPF, HRA, and GST.
PPF Maturity Calculator
Calculate Public Provident Fund maturity amount and interest for 15-year tenure with parti
NPS Calculator (Tier 1 & 2)
Calculate National Pension System corpus at retirement with tax benefits under 80CCD(1) an
EPF Interest Calculator
Calculate Employee Provident Fund interest, corpus, and maturity amount with current EPF i
Old vs New Tax Regime Calculator
Compare income tax under old and new tax regimes for AY 2024-25. Find which regime saves m
HRA Exemption Calculator
Calculate HRA exemption under Section 10(13A) for salary, rent paid, and city of residence
Section 80C Deduction Optimizer
Optimise investments under Section 80C limit of ₹1.5 lakh. Compare ELSS, PPF, NPS, LIC, NS
Section 80D Health Insurance Deduction
Calculate Section 80D deduction for health insurance premium for self, family, and parents
ELSS Tax Saving Calculator
Calculate ELSS mutual fund returns and tax saved under Section 80C with 3-year lock-in per
Sukanya Samriddhi Yojana Calculator
Calculate SSY maturity amount for girl child savings scheme with current interest rate. Fr
Gratuity Calculator (India)
Calculate gratuity amount under Payment of Gratuity Act 1972. Enter salary and years of se
TDS on Salary Calculator
Calculate TDS deducted on salary under Section 192 with all deductions and exemptions. Fre
LTCG & STCG Calculator (Equity)
Calculate Long Term and Short Term Capital Gains tax on equity mutual funds and stocks. Fr
UK Finance Calculators
Tazama zote →UK-specific tax and financial calculators for income tax, stamp duty, ISA, National Insurance, CGT, and pension planning.
Stamp Duty Land Tax (SDLT) Calculator
Calculate Stamp Duty Land Tax for England and Northern Ireland property purchases includin
Land & Buildings Transaction Tax (LBTT)
Calculate LBTT for Scottish property purchases with first-time buyer and ADS surcharges. F
Land Transaction Tax (LTT) Wales
Calculate LTT for Welsh property purchases with all rate bands and reliefs. Free Wales pro
UK Income Tax Calculator
Calculate UK income tax liability for 2024-25 with personal allowance tapering and all ban
National Insurance Calculator (UK)
Calculate National Insurance contributions Class 1, 2, and 4 for employees, employers, and
ISA Allowance Calculator (UK)
Calculate ISA contribution splits across Cash, Stocks & Shares, LISA, and Innovative Finan
Capital Gains Tax Calculator (UK)
Calculate UK CGT on property, shares, and other assets with annual exempt amount and basic
Inheritance Tax Calculator (UK)
Calculate IHT liability on estate with nil-rate band, residence nil-rate band, and exempti
IR35 Status & Tax Calculator
Assess IR35 status and calculate tax difference between inside and outside IR35. Free UK c
Student Loan Repayment Calculator (UK)
Calculate student loan repayments under Plan 1, Plan 2, Plan 5, and Postgraduate Loan. Fre
Gift Aid Calculator (UK)
Calculate Gift Aid top-up on charitable donations and higher-rate taxpayer relief. Free UK
Lifetime ISA (LISA) Calculator
Calculate LISA 25% government bonus for first home purchase or retirement savings. Free UK
Canada Finance Calculators
Tazama zote →Canadian financial calculators for RRSP, TFSA, CPP, EI, provincial income tax, and retirement planning.
RRSP Contribution Room Calculator
Calculate RRSP contribution room from earned income, pension adjustment, and carry-forward
TFSA Cumulative Limit Calculator
Calculate total TFSA contribution room based on years as Canadian resident and annual limi
CPP Retirement Benefit Calculator
Estimate CPP retirement benefit from contributory earnings and contribution history. Free
Employment Insurance (EI) Calculator
Calculate EI premiums, maximum insurable earnings, and potential benefit amount. Free Cana
First Home Savings Account (FHSA)
Calculate FHSA contribution limits, tax deduction, and tax-free growth for first home purc
RESP & CESG Grant Calculator
Calculate RESP growth with Canada Education Savings Grant (CESG) matching contributions. F
Canada Child Benefit (CCB) Calculator
Calculate monthly CCB payments based on family net income and number of children. Free Can
OAS & GIS Benefit Calculator
Calculate Old Age Security and Guaranteed Income Supplement amounts with clawback threshol
Canadian Income Tax Calculator
Calculate federal and provincial income tax for all provinces including Quebec. Free Canad
Principal Residence Exemption (Canada)
Calculate capital gains exemption on home sale using principal residence designation. Free
Capital Gains Tax Canada
Calculate capital gains inclusion and tax at 50% and new 2/3 inclusion rate for amounts ov
RRIF Minimum Withdrawal Calculator
Calculate mandatory RRIF minimum withdrawal amounts by age and account value. Free Canada
Australia Finance Calculators
Tazama zote →Australian financial calculators for superannuation, HECS-HELP, Medicare, negative gearing, and stamp duty by state.
Superannuation Guarantee Calculator
Calculate employer superannuation guarantee contributions at 11% (2024). Project retiremen
HECS-HELP Repayment Calculator
Calculate HECS-HELP compulsory repayments based on income thresholds and indexation. Free
Medicare Levy & Surcharge Calculator
Calculate Medicare Levy (2%) and Medicare Levy Surcharge (1-1.5%) for high-income earners.
Negative Gearing Calculator (Australia)
Calculate negative gearing losses, tax deductions, and after-tax cost of investment proper
Stamp Duty Calculator (NSW)
Calculate stamp duty for NSW property purchases with first home buyer exemptions and conce
Stamp Duty Calculator (Victoria)
Calculate stamp duty for Victorian property purchases with FHOG and pensioner concessions.
SMSF Contribution Limits Calculator
Calculate concessional and non-concessional super contribution limits and excess tax. Free
Australian Income Tax Calculator
Calculate Australian income tax with LITO, LMITO, Medicare levy, and all offsets. Free Aus
Novated Lease Calculator (Australia)
Calculate novated lease cost, FBT liability, and comparison with car loan. Free Australia
Division 293 Tax Calculator
Calculate Division 293 tax (15%) on super contributions for high-income earners (>$250K).
CGT 50% Discount Calculator (Australia)
Calculate capital gains tax with 50% discount for assets held over 12 months. Free Austral
Super Co-Contribution Calculator
Calculate government super co-contribution matching for low-income earners. Free Australia
Germany Finance Calculators
Tazama zote →German financial calculators for income tax (Lohnsteuer), social insurance contributions, child benefit, and retirement planning.
Lohnsteuer Rechner (Germany)
Calculate German income tax (Lohnsteuer) by tax class, income, and church tax membership.
Kirchensteuer Calculator (Germany)
Calculate church tax (Kirchensteuer) as percentage of Lohnsteuer by federal state. Free Ge
Rentenversicherung Calculator
Calculate German pension insurance contributions and projected monthly pension. Free Germa
Krankenversicherung Calculator
Calculate statutory health insurance (GKV) and long-term care insurance contributions. Fre
Elterngeld Calculator (Germany)
Calculate parental benefit (Elterngeld/ElterngeldPlus) based on net income before birth. F
Kindergeld Calculator (Germany)
Calculate child benefit (Kindergeld) monthly amount by number of children. Free Germany fa
Abgeltungsteuer Calculator
Calculate capital gains tax (Abgeltungsteuer) with Sparerpauschbetrag exemption. Free Germ
Riester Rente Calculator
Calculate Riester pension state subsidy, basic allowance, and child allowances. Free Germa
Solidaritätszuschlag Calculator
Calculate solidarity surcharge (Soli) if applicable for 2024. Free Germany tax tool.
Gewerbesteuer Calculator (Germany)
Calculate trade tax (Gewerbesteuer) for self-employed and businesses by municipality. Free
Nettolohn Calculator (Germany)
Calculate German net salary from gross, including all social security and tax deductions.
Mehrwertsteuer (VAT) Calculator
Calculate German VAT at 19% standard and 7% reduced rates. Free Germany business tool.
UAE & Middle East Finance
Tazama zote →UAE and Middle East financial calculators for Zakat, VAT, End of Service Benefits, and regional financial planning.
Zakat on Savings Calculator
Calculate Zakat on cash, savings, and bank deposits at 2.5% on nisab threshold. Free Islam
Zakat on Gold & Silver Calculator
Calculate Zakat on gold and silver holdings using nisab based on gold and silver prices. F
Zakat on Business Calculator
Calculate Zakat on business assets including inventory, receivables, and cash. Free Islami
UAE VAT Calculator (5%)
Calculate UAE VAT at 5% standard rate with exempt and zero-rated categories. Free UAE busi
UAE End of Service Gratuity Calculator
Calculate UAE End of Service Benefits (gratuity) under UAE Labour Law. Enter salary and ye
Saudi Zakat Calculator (ZATCA)
Calculate Saudi Zakat on companies under ZATCA rules and individual Zakat obligations. Fre
Kuwait PIFSS Contribution Calculator
Calculate Public Institution for Social Security (PIFSS) contributions for Kuwaiti employe
UAE WPS Salary Breakdown Calculator
Calculate UAE salary breakdown into basic, housing, transport allowances and deductions. F
UAE Corporate Tax Calculator
Calculate UAE corporate tax at 9% on taxable income above AED 375,000. Free UAE business t
Zakat on Livestock Calculator
Calculate Zakat on camels, cattle, sheep, and goats based on traditional nisab rules. Free
Bahrain GOSI Calculator
Calculate General Organisation for Social Insurance contributions for Bahraini and expat e
Saudi GOSI Calculator
Calculate GOSI (General Organisation for Social Insurance) contributions in Saudi Arabia.
Singapore Finance Calculators
Tazama zote →Singapore financial calculators for CPF contributions, HDB property, SRS tax relief, and stamp duty.
CPF Contribution Calculator (Singapore)
Calculate CPF contributions for employee and employer by age and wage. Free Singapore payr
CPF Allocation Ratio by Age
Calculate how CPF contributions are allocated to OA, SA, and MA accounts by age band. Free
CPF Retirement Sum Calculator
Calculate CPF Basic, Full, and Enhanced Retirement Sum targets and CPF LIFE payout estimat
HDB Eligibility & Grant Calculator
Check HDB BTO eligibility and calculate CPF Housing Grant (EHG, PHG, AHG). Free Singapore
SRS Tax Relief Calculator
Calculate Supplementary Retirement Scheme tax relief and retirement benefits for citizens
Additional Buyer Stamp Duty (ABSD)
Calculate ABSD rates for Singapore citizens, PRs, and foreigners buying residential proper
Buyer Stamp Duty (BSD) Singapore
Calculate Buyer Stamp Duty on property purchase price in Singapore. Free Singapore propert
Singapore Income Tax Calculator
Calculate Singapore personal income tax with all reliefs and rebates. Free Singapore tax t
CPF Top-Up Tax Relief Calculator
Calculate tax relief from voluntary CPF top-ups to SA and RA accounts. Free Singapore tool
MediShield Life Premium Calculator
Calculate MediShield Life insurance premium by age with Medisave deduction. Free Singapore
Singapore GST Calculator (9%)
Calculate Singapore GST at 9% (from 2024) for business and consumer transactions. Free Sin
CPF OA Housing Withdrawal Calculator
Calculate CPF Ordinary Account withdrawal for HDB or private property purchase. Free Singa
Brazil Finance Calculators
Tazama zote →Brazilian financial calculators for INSS, FGTS, income tax, property taxes, and business contributions.
INSS Contribution Calculator (Brazil)
Calculate INSS social security contributions with progressive table rates for 2024. Free B
FGTS Balance & Withdrawal Calculator
Calculate FGTS (Fundo de Garantia) balance, employer contributions, and withdrawal conditi
IRPF Income Tax Calculator (Brazil)
Calculate Brazilian income tax (IRPF) with progressive table and deductions. Free Brazil t
ITBI Property Transfer Tax (Brazil)
Calculate ITBI on real estate transfer by municipality rate. Free Brazil property tax tool
PIS/COFINS Calculator (Brazil)
Calculate PIS and COFINS contributions under cumulative and non-cumulative regimes. Free B
Simples Nacional Calculator (Brazil)
Calculate Simples Nacional simplified tax for MEI, ME, and EPP businesses. Free Brazil sma
13th Salary Calculator (Brazil)
Calculate décimo terceiro salário (13th salary) payment amounts in November and December.
Férias (Vacation) Pay Calculator
Calculate Brazilian vacation pay with 1/3 constitutional bonus. Free Brazil employment law
Brazil INSS Retirement Projection
Project INSS retirement benefit based on contribution history and retirement rules. Free B
Holerite (Brazilian Payslip) Calculator
Calculate complete Brazilian payslip with INSS, IRRF, FGTS, and net salary. Free Brazil pa
Brazil IRPF Declaration Estimator
Estimate Brazil annual income tax return (declaração IR) refund or amount due. Free Brazil
MEI Monthly Payment Calculator Brazil
Calculate MEI (Microempreendedor Individual) monthly DAS payment by business type. Free Br
Japan Finance Calculators
Tazama zote →Japanese financial calculators for iDeCo, NISA, social insurance, furusato nozei, and income tax.
iDeCo Calculator (Japan)
Calculate iDeCo monthly contributions, tax savings, and projected retirement balance. Free
New NISA Calculator (2024)
Calculate new NISA annual limits (360万円), growth and tax-free investment returns. Free Jap
Shakai Hoken (Social Insurance) Calculator
Calculate Japanese social insurance (health, pension, employment) contributions by prefect
Furusato Nozei (Hometown Tax) Calculator
Calculate furusato nozei deduction limit and optimize hometown tax donations. Free Japan t
Juminzei (Resident Tax) Calculator
Calculate Japanese resident tax (住民税) by prefecture and municipality. Free Japan tax tool.
Japan Income Tax Calculator
Calculate Japanese national income tax with all deductions and tax brackets. Free Japan ta
Japan Consumption Tax (消費税) Calculator
Calculate Japan consumption tax at 8% (food/drink) and 10% (standard) rates. Free Japan to
Kokumin Nenkin (National Pension) Calculator
Calculate self-employed national pension (国民年金) contributions and projected benefit. Free
Japan Home Loan Tax Deduction (住宅ローン控除)
Calculate 住宅ローン控除 (home loan tax credit) for new home purchases. Free Japan tax tool.
Japan Retirement Allowance Tax
Calculate tax on retirement allowance (退職金) with special deduction rules. Free Japan tax t
Japan Inheritance Tax Calculator (相続税)
Calculate Japan inheritance tax with basic exemption ¥30M + ¥6M per heir. Rates 10-55%. Fr
Japan Gift Tax Calculator (贈与税)
Calculate Japan gift tax with ¥1.1M annual exemption. Education trust special exemption. F
South Korea Finance Calculators
Tazama zote →South Korean financial calculators for NPS, health insurance, jeonse, income tax, and property acquisition.
National Pension Service (NPS) Korea
Calculate Korean National Pension Service contributions and projected monthly benefit. Fre
Korean Health Insurance Calculator
Calculate Korean national health insurance (건강보험) and long-term care premiums. Free Korea
Korean Employment Insurance Calculator
Calculate employment insurance (고용보험) contributions and unemployment benefit. Free Korea t
Jeonse vs Monthly Rent (전세 vs 월세)
Compare jeonse deposit cost vs monthly rent using bank interest rates. Free Korea housing
Korea Property Acquisition Tax
Calculate 취득세 (acquisition tax) on real estate purchase by value and housing type. Free Ko
Korean Income Tax Calculator
Calculate Korean income tax with deductions and all progressive tax brackets. Free Korea t
Korean Retirement Pension (퇴직연금) Calculator
Calculate DB and DC retirement pension contributions and projected benefit. Free Korea ret
Korean Severance Pay Calculator
Calculate 퇴직금 (severance pay) under Korean Labour Standards Act. Free Korea employment too
Korea Comprehensive Income Tax
Calculate종합소득세 (comprehensive income tax) for self-employed and investment income. Free Ko
Korea Gift & Inheritance Tax Calculator
Calculate Korean gift tax (증여세) and inheritance tax (상속세) with deductions. Free Korea tax
Korea Financial Investment Income Tax
Calculate Korean financial investment income tax (금융투자소득세) deferred to 2025+. Free Korea i
Korea National Health Insurance Dependents
Calculate Korea National Health Insurance premium with dependent family coverage rules. Fr
South Africa Finance Calculators
Tazama zote →South African financial calculators for PAYE, UIF, CGT, Transfer Duty, and retirement planning.
PAYE Calculator (South Africa)
Calculate South African income tax (PAYE) with all rebates and medical tax credits. Free S
UIF Contribution & Benefit (South Africa)
Calculate Unemployment Insurance Fund contributions and unemployment benefit amount. Free
Capital Gains Tax Calculator (South Africa)
Calculate CGT with annual exclusion, inclusion rate, and effective CGT rate. Free South Af
Transfer Duty Calculator (South Africa)
Calculate Transfer Duty on property purchases above R1.1 million threshold. Free SA proper
Provident Fund & Pension Calculator (SA)
Calculate retirement fund contributions, employer matching, and projected retirement corpu
VAT Calculator (South Africa 15%)
Calculate South African VAT at 15% standard rate. Free South Africa business tool.
Medical Aid Tax Credit (South Africa)
Calculate Medical Aid Tax Credits (MTC) for medical scheme contributions. Free SA tax tool
Retirement Annuity Deduction (South Africa)
Calculate RA fund contribution tax deduction limit at 27.5% of income. Free South Africa t
Skills Development Levy (SDL) Calculator
Calculate employer SDL contribution at 1% of leviable amount. Free SA payroll tool.
South Africa Take-Home Pay Calculator
Calculate net salary after PAYE, UIF, and medical aid in South Africa. Free SA payroll too
New Zealand Finance Calculators
Tazama zote →New Zealand financial calculators for KiwiSaver, PAYE, ACC, GST, and property investment.
KiwiSaver Calculator (New Zealand)
Calculate KiwiSaver balance with employee, employer, and government contributions at retir
PAYE Calculator (New Zealand)
Calculate New Zealand income tax (PAYE) with ACC earner levy and student loan deductions.
GST Calculator (New Zealand 15%)
Calculate New Zealand GST at 15% for adding or removing tax from amounts. Free NZ business
Bright-Line Property Test (NZ)
Calculate capital gains tax under NZ bright-line test for properties sold within 2 or 10 y
ACC Earner Levy Calculator (NZ)
Calculate Accident Compensation Corporation earner levy on salary and self-employed income
Working for Families Tax Credit (NZ)
Calculate Working for Families entitlements including Family Tax Credit and In-Work Tax Cr
Student Loan Repayment NZ
Calculate New Zealand student loan repayments at 12% of income above repayment threshold.
KiwiSaver First Home Withdrawal
Calculate KiwiSaver withdrawal eligibility and amount for first home purchase. Free NZ pro
Rental Income Tax Calculator (NZ)
Calculate tax on rental income with allowable expenses and ring-fencing rules. Free NZ pro
PIE Fund Tax Calculator (NZ)
Calculate Portfolio Investment Entity (PIE) tax on investment fund income at prescribed in
Social Security & Government Benefits
Tazama zote →Social Security, Medicare, Medicaid, SNAP, tax credits, and government benefit eligibility calculators. Free tools for benefit planning.
Social Security Retirement Benefit Estimator
Estimate your monthly Social Security retirement benefit based on earnings history and cla
Social Security Break-Even Calculator
Find the break-even age for claiming Social Security early vs waiting until full or age 70
Social Security Spousal Benefit Calculator
Calculate spousal Social Security benefits based on your spouse earnings record and claimi
Social Security Survivor Benefit Calculator
Estimate survivor benefits for widows, widowers, and dependents based on the deceased work
Windfall Elimination Provision Calculator
Calculate how WEP reduces your Social Security if you receive a pension from non-covered e
Government Pension Offset Calculator
Calculate how GPO reduces spousal or survivor Social Security benefits for government pens
Social Security Earnings Test Calculator
Calculate how much work income reduces your Social Security benefits before full retiremen
Social Security COLA Projection Calculator
Project future Social Security benefit increases based on historical and estimated COLA ad
Social Security Tax on Benefits Calculator
Calculate how much of your Social Security income is taxable based on combined income thre
SSDI Disability Benefit Calculator
Estimate Social Security Disability Insurance benefit amount based on your work history an
SSI Benefit Calculator
Calculate Supplemental Security Income eligibility and monthly benefit based on income and
Medicare Premium Calculator
Calculate your Medicare Part B and Part D premiums including IRMAA surcharges based on inc
State Paycheck Calculators
Tazama zote →Calculate take-home pay for all 50 US states with federal and state tax withholding, FICA, and deductions. Free paycheck tools.
Alabama Paycheck Calculator
Calculate your Alabama take-home pay after federal, state income tax, and FICA withholding
Alaska Paycheck Calculator
Calculate your Alaska take-home pay with no state income tax — only federal and FICA deduc
Arizona Paycheck Calculator
Calculate your Arizona take-home pay after federal, flat state income tax, and FICA withho
Arkansas Paycheck Calculator
Calculate your Arkansas take-home pay after federal, state income tax brackets, and FICA d
California Paycheck Calculator
Calculate your California take-home pay after federal, state tax, SDI, and FICA withholdin
Colorado Paycheck Calculator
Calculate your Colorado take-home pay after federal, flat state income tax, and FICA deduc
Connecticut Paycheck Calculator
Calculate your Connecticut take-home pay after federal, state income tax, and FICA withhol
Delaware Paycheck Calculator
Calculate your Delaware take-home pay after federal, state graduated tax, and FICA deducti
Florida Paycheck Calculator
Calculate your Florida take-home pay with no state income tax — only federal and FICA dedu
Georgia Paycheck Calculator
Calculate your Georgia take-home pay after federal, state graduated income tax, and FICA d
Hawaii Paycheck Calculator
Calculate your Hawaii take-home pay after federal, state income tax, and FICA withholdings
Idaho Paycheck Calculator
Calculate your Idaho take-home pay after federal, flat state income tax, and FICA withhold
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