Present Value of Annuity ची गणना कशी करावी
Present Value of Annuity म्हणजे काय?
The present value of an annuity is the current worth of a series of future equal payments, discounted at a given rate. Used to value pension streams, lease obligations, lottery winnings, and structured settlements.
चरण-दर-चरण मार्गदर्शक
- 1PV = PMT × (1 − (1+r)^(−n)) / r
- 2PMT = periodic payment, r = discount rate per period, n = number of periods
- 3Higher discount rates reduce present value (future cash flows are worth less today)
- 4Annuity due (payments at beginning): PV × (1+r)
Worked Examples
इनपुट
$1,000/month for 20 years at 5% discount rate
परिणाम
PV = $151,525
Worth more as a lump sum today
इनपुट
$2,000/month pension for 25 years at 6%
परिणाम
PV = $255,282
The actuarial value of the pension
गणना करण्यास तयार आहात? विनामूल्य Present Value of Annuity कॅल्क्युलेटर वापरून पहा
ते स्वतः वापरून पहा →