आर्थिक

APR ते APY रूपांतरक

What is APR to APY Converter?

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APR (annual percentage rate) and APY (annual percentage yield) differ because APY accounts for compounding. APY is always higher and shows the true return on savings or cost of credit.

DigiCalcs delivers precision-engineered tools for engineers and STEM professionals.

सूत्र

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f(x)APY = (1 + APR/n)ⁿ - 1, where n is compounding frequency per year

How to APR to APY Converter

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1Enter APR as a decimal
2Select compounding frequency (daily, monthly, quarterly, annual)
3Calculate APY using the formula

Worked Examples

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Example 1

Given:APR = 5%, daily compounding

परिणाम:APY ≈ 5.127%

(1 + 0.05/365)³⁶⁵ - 1

Common Mistakes to Avoid

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!Treating APR and APY as equivalent
!Wrong compounding frequency

References

›Apr To Apy Calc — Wikipedia

📖Difficulty:Intermediate

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Reviewed October 2026

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