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A safe withdrawal rate (SWR) calculator determines how much can be withdrawn annually from a retirement portfolio without running out of money. The "4% rule" — backed by the Trinity Study — suggests that withdrawing 4% in year 1 and adjusting for inflation has historically sustained a 30-year retirement. Lower SWRs (3–3.5%) are safer for longer retirements.

Водич чекор-по-чекор

1. 1Provide necessary inputs
2. 2Review calculations

Worked Examples

Common Mistakes to Avoid

• ✕Measurement errors
• ✕Wrong assumptions

Frequently Asked Questions