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A safe withdrawal rate (SWR) calculator determines how much can be withdrawn annually from a retirement portfolio without running out of money. The "4% rule" — backed by the Trinity Study — suggests that withdrawing 4% in year 1 and adjusting for inflation has historically sustained a 30-year retirement. Lower SWRs (3–3.5%) are safer for longer retirements.

단계별 가이드

1Provide necessary inputs
2Review calculations

풀어진 예시

입력

Enter the required values

결과

Result computed by the formula

피해야 할 일반적인 실수

✕Measurement errors
✕Wrong assumptions

자주 묻는 질문

What does this calculator do?

Provide necessary inputs

How do I use this calculator?

Review calculations

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