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A safe withdrawal rate (SWR) calculator determines how much can be withdrawn annually from a retirement portfolio without running out of money. The "4% rule" — backed by the Trinity Study — suggests that withdrawing 4% in year 1 and adjusting for inflation has historically sustained a 30-year retirement. Lower SWRs (3–3.5%) are safer for longer retirements.

ステップバイステップガイド

  1. 1Provide necessary inputs
  2. 2Review calculations

解いた例

入力
Enter the required values
結果
Result computed by the formula

避けるべきよくある間違い

  • Measurement errors
  • Wrong assumptions

よくある質問

What does this calculator do?

Provide necessary inputs

How do I use this calculator?

Review calculations

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