Pénzügyi

Megtakarítás Kalkulátor

Savings Calculator

Pénznem

Initial Deposit

Monthly Deposit

Éves kamatláb

Évek

év

What is Savings Calculator?

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A megtakarítási kalkulátor előrevetíti a rendszeres befizetések időbeli növekedését kamatos kamattal együtt, megmutatva a teljes megtakarított összeget, a teljes kamatokat és a végső egyenleget.

DigiCalcs delivers precision-engineered tools for engineers and STEM professionals.

Képlet

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f(x)Monthly balance = Previous × (1 + r/12) + PMT

Variable Legend

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Szimbólum	Név	Egység	Leírás
PMT	monthly contribution	—	monthly contribution

How to Savings Calculator

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1Monthly balance = Previous × (1 + r/12) + PMT
2r = annual interest rate; PMT = monthly contribution
3Compound frequency: most savings accounts compound monthly or daily
4ISA (UK) / 401k (US): tax-advantaged versions multiply impact

Worked Examples

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Example 1

Given:£300/month, 4% annual rate, 10 years

Eredmény:Total saved £36,000; Interest earned ≈ £7,900; Balance ≈ £43,900

Real-World Applications

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Personal financial planning and budget setting

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Comparing loan options before signing agreements

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Understanding the true cost of borrowing over time

Savings Growth (£300/month, 4%/yr)

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Years	Saved	Interest	Balance
1	£3,600	£72	£3,672
3	£10,800	£664	£11,464
5	£18,000	£1,955	£19,955
10	£36,000	£7,912	£43,912
20	£72,000	£44,320	£116,320

Frequently Asked Questions

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What is Savings?

A savings calculator projects the growth of regular contributions over time with compound interest, showing the total saved, total interest earned, and final balance. Use this calculator for accurate, instant results.

How accurate is the Savings calculator?

The calculator uses the standard published formula for savings. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Savings calculator use?

This calculator works with inches. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the Savings calculator use?

The core formula is: Monthly balance = Previous × (1 + r/12) + PMT. Each step in the calculation is shown so you can verify the result manually.

References

›Savings calculator — MoneyHelper

Csak tájékoztató jellegű. Ez az eszköz nem minősül pénzügyi tanácsadásnak. Befektetési vagy pénzügyi döntések meghozatala előtt forduljon képzett pénzügyi tanácsadóhoz.

Deep Dive

Read the full guide on how to use this calculator effectively

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