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Compound Interest ની ગણતરી કેવી રીતે કરવી

Compound Interest શું છે?

Compound interest calculates interest on both the initial principal and the previously accumulated interest. Unlike simple interest (which only grows on the principal), compound interest grows exponentially — your interest earns interest. Einstein reportedly called it "the eighth wonder of the world."

પગલું દ્વારા પગલું માર્ગદર્શિકા

  1. 1Start with your principal amount P
  2. 2Determine the annual rate r and how often it compounds (n times per year)
  3. 3Apply the formula: A = P(1 + r/n)^(nt)
  4. 4The difference A − P is the total interest earned

Worked Examples

ઇનપુટ
$1,000 at 5% for 10 years (annual)
પરિણામ
$1,628.89
1000(1.05)¹⁰ — earned $628.89 interest
ઇનપુટ
$1,000 at 5% for 10 years (monthly)
પરિણામ
$1,647.01
Monthly compounding earns $18.12 more
ઇનપુટ
$5,000 at 7% for 20 years (annual)
પરિણામ
$19,348.42
Nearly 4× the initial investment
ઇનપુટ
$100/month for 30 years at 8%
પરિણામ
$149,035.94
Total invested: $36,000. Interest: $113,035

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