Financial Mathematics Calculators

NPV, IRR, payback period, and investment analysis tools. Enter cash flows and discount rate — see the net present value and investment decision. Free.

Internal rate of return on an investment. Enter your figures — see the result with formula and year-by-year breakdown. Free.

Time to recover an initial investment. Enter your value and unit — see the converted result with formula and equivalents. Free.

Straight-line declining balance and sum-of-years depreciation. Instant result with amortization table, formula and chart. Free financial calculator.

Full amortization schedule for any loan. Instant result with amortization table, formula and chart. Free financial calculator.