How to Calculate PayPal Fee

What is PayPal Fee?

PayPal charges fees on commercial transactions (Goods & Services) but not on personal payments between friends and family in the same country. Understanding the fee structure helps sellers set correct prices to receive the exact amount they want, or buyers understand what the seller actually receives.

Formula

Example: to receive £100 on G&S: charge (£100 + £0.30) / (1 − 0.0299) = £103.40

G: £103 — £103
S: £103 — £103

Step-by-Step Guide

1Goods & Services (GBP): 2.99% + £0.30 per transaction
2International transactions: 4.99% + £0.30 (cross-border, same currency)
3To receive exactly £X after fees: charge £X + fixed fee) / (1 − percentage rate)
4Example: to receive £100 on G&S: charge (£100 + £0.30) / (1 − 0.0299) = £103.40

Worked Examples

Input

£200 Goods & Services payment

Result

Fee: £6.28 · Received: £193.72

Fee = £200 × 2.99% + £0.30 = £6.28

Input

To receive exactly £200

Result

Charge: £206.50

(200 + 0.30) / (1 − 0.0299) = £206.50

Frequently Asked Questions

What is Paypal Fee?

PayPal charges fees on commercial transactions (Goods & Services) but not on personal payments between friends and family in the same country. Understanding the fee structure helps sellers set correct prices to receive the exact amount they want, or buyers understand what the seller actually receives

How accurate is the Paypal Fee calculator?

The calculator uses the standard published formula for paypal fee. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Paypal Fee calculator use?

This calculator works with inches, British pounds, percentages. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the Paypal Fee calculator use?

The calculator applies the standard formula for this type of calculation. See the 'How It Works' steps above for the detailed formula breakdown.