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কীভাবে Future Value of Annuity গণনা করবেন

Future Value of Annuity কি?

The future value of an annuity is the total value at a future date of a series of equal periodic payments invested at a fixed rate. Used to project retirement account balances, savings plan outcomes, and investment portfolio growth.

ধাপে ধাপে নির্দেশিকা

  1. 1FV (ordinary annuity) = PMT × ((1+r)^n − 1) / r
  2. 2FV (annuity due, paid at start) = FV ordinary × (1+r)
  3. 3PMT = payment per period, r = periodic rate, n = number of periods
  4. 4Payments at the beginning of each period (annuity due) earn one extra period of interest

সমাধান করা উদাহরণ

ইনপুট
$500/month at 7%/year for 30 years
ফলাফল
$566,765
Only $180,000 contributed
ইনপুট
$1,000/month at 8%/year for 20 years
ফলাফল
$589,020
Invested $240,000, gained $349k

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