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A savings calculator projects the growth of regular contributions over time with compound interest, showing the total saved, total interest earned, and final balance.

الصيغة

Monthly balance = Previous × (1 + r/12) + PMT

PMT: monthly contribution — monthly contribution

دليل خطوة بخطوة

1Monthly balance = Previous × (1 + r/12) + PMT
2r = annual interest rate; PMT = monthly contribution
3Compound frequency: most savings accounts compound monthly or daily
4ISA (UK) / 401k (US): tax-advantaged versions multiply impact

أمثلة محلولة

الإدخال

£300/month, 4% annual rate, 10 years

النتيجة

Total saved £36,000; Interest earned ≈ £7,900; Balance ≈ £43,900

أسئلة شائعة

What is Savings?

A savings calculator projects the growth of regular contributions over time with compound interest, showing the total saved, total interest earned, and final balance. Use this calculator for accurate, instant results.

How accurate is the Savings calculator?

The calculator uses the standard published formula for savings. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the Savings calculator use?

This calculator works with inches. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the Savings calculator use?

The core formula is: Monthly balance = Previous × (1 + r/12) + PMT. Each step in the calculation is shown so you can verify the result manually.

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